substitution.phtml

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<?php
// @codingStandardsIgnoreFile
?>
<div>
    <?= $block->getMethod()->getTitle()
        ? $block->escapeHtml($block->getMethod()->getTitle())
        : $block->escapeHtml(__('Payment method')); ?>
    <?= $block->escapeHtml(__(' is not available. You still can process offline actions.')) ?>
</div>