AssertCreditCardNotPresentOnCheckout.php

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<?php
namespace Magento\Vault\Test\Constraint;

use Magento\Checkout\Test\Page\CheckoutOnepage;
use Magento\Mtf\Constraint\AbstractConstraint;

class AssertCreditCardNotPresentOnCheckout extends AbstractConstraint
{
    public function processAssert(
        CheckoutOnepage $checkoutOnepage,
        $deletedCreditCard
    ) {
        \PHPUnit\Framework\Assert::assertFalse(
            $checkoutOnepage->getVaultPaymentBlock()->isSavedCreditCardPresent($deletedCreditCard),
            'Credit card is present on checkout.'
        );
    }

    public function toString()
    {
        return 'Credit card is not present on checkout.';
    }
}