AvailabilityChecker.php

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<?php
namespace Magento\Braintree\Model\InstantPurchase\CreditCard;

use Magento\Braintree\Gateway\Config\Config;
use Magento\InstantPurchase\PaymentMethodIntegration\AvailabilityCheckerInterface;

class AvailabilityChecker implements AvailabilityCheckerInterface
{
    private $config;

    public function __construct(Config $config)
    {
        $this->config = $config;
    }

    public function isAvailable(): bool
    {
        if ($this->config->isVerify3DSecure()) {
            // Support of 3D secure not implemented for instant purchase yet.
            return false;
        }

        return true;
    }
}