Composite.php

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<?php
namespace Magento\Payment\Model\Checks;

use Magento\Payment\Model\MethodInterface;
use Magento\Quote\Model\Quote;

class Composite implements SpecificationInterface
{
    protected $list = [];

    public function __construct(array $list)
    {
        $this->list = $list;
    }

    public function isApplicable(MethodInterface $paymentMethod, Quote $quote)
    {
        foreach ($this->list as $specification) {
            if (!$specification->isApplicable($paymentMethod, $quote)) {
                return false;
            }
        }
        return true;
    }
}